What happens to your pension if you pass away before retirement?

• You only have a surviving spouse
   
• You have a surviving spouse and eligible child
   
• You only have an eligible child
   
• You only have a dependant

Your designated beneficiary or estate will receive:

• A refund of the commuted value of your pension, subject to the minimum of your contributions with interest, if you are vested (have at least 2 years of eligible service).
   
• A refund of your contributions with interest, if you are not vested.